Published On: Tue, Aug 8th, 2017

Getting What You Pay For 101: Avoid Unneccessary Fees

In life we are often left wondering if we paid too much for particular items or services, and in this article, I’m going to be talking about some tips you can undertake to ensure that you’re satisfied with what you’ve paid for when it comes to buying your home, or a brand new car.

If you’re thinking of buying a house, and this is your first time attempting to get yourself onto the property ladder, then you may be confused about charges and fees. How do you know that you’re not about to be paying large amounts of money for something that isn’t necessary? Follow this checklist and you’ll be able to rest assured that you’re only paying for the necessary things to get the ball rolling:

  • You should expect to pay the lender of your loan (mortgage) an arrangement fee and a booking fee. This is basically to get things moving for you to begin thinking about purchasing your own home.

  • You can then expect a valuation fee to be paid to your lender as well. This is to ensure that you’re paying the right amount for the property you’re interested in. Sometimes, a property won’t be worth the asking price. In this sense, it’s logical to pay for a professional to check out your prospective future home to see if you’re going to be paying too much. The fee for this service isn’t that high either.

  • An optional yet advisable fee is to have a survey carried out on the property. This will be a more thorough inspection that will check for things like damp and mould.

While the above three are the main to be thinking about at this stage of buying your own home, be sure to check out closing costs that you should expect in the future.


Another large purchase the people make, is buying a new car. Depending on what route you choose to pay for your car, there can be hidden costs within this too. For example, if you’ve decided to take out a loan to buy your car, you will find that some dealerships will add on extra charges that aren’t necessary, so be sure to read all of the pre-payment paperwork before signing any documents.


It’s not just buying a car that may set you back. When it comes to repairing and maintaining your car you can be ripped off by mechanics. Do the research before you book your car in so that you have an estimate of what you should be paying for what you want done. Or, to ensure this doesn’t happen, you could take your car to a trusted mechanic who may be slightly more expensive, but worth it for the quality of work. For example, if you have a Mercedes, you might think about taking your car to Euro Motorsport Mercedes service where you could be sure that the work you’re paying for, is of high quality.


Unfortunately, hidden and unnecessary fees come in almost any aspect of life, but at least now you know what to expect when you’re making the massive purchases in life. Remember to always make sure to do some research beforehand so that you’re not blindsided by fees and information before your purchase. Being clued up will help you!