Published On: Tue, Sep 20th, 2016

Understanding the Costs of Personal Injury at Work

Understanding the Costs of Personal Injury at Work

source

In 2014, over three million people were injured while at work. Out of those accidents,  a third of them were severe enough that workers needed to stay off for a minimum of several days. Given we live in a world where you have rights as an employee, it’s an astonishing figure – and one that doesn’t see, like it, will be falling anytime soon. For bosses and employers, of course, these figures mean a couple of things – a lot of expense and a tarnished reputation. But there are many more costs that employees have to bear – we’re going to take a look at all of those right now.

Earning potential

One of the most obvious costs of being in an accident at work is your lack of ability to make a living. And, the more severe the injury, the less you will be able to earn. Regardless of the outcome of any legal action, it’s vital that you recover as fast as possible. Make sure you heed your doctor’s advice to the letter and focus on getting back into shape so you can start earning again.

Medical bills

Of course, your medical bills could be enormous after suffering from an injury. There is some good news, however. Your employer’s Worker’s Compensation Insurance should cover everything for you until your treatment ends. It applies whether you or your employer were negligent, so you should have nothing to worry about with regards to a court determination. However, one thing to remember is that worker’s insurance demands you see an employer approved medical provider. And, there is a chance that the insurance company will only offer the bare minimum treatment. It is vital that you fight your case for the best treatment as it can make a difference to the length of your recovery period.

Legal costs

In the vast majority of cases, it is advisable to seek out an attorney to help you with your case. Insurance companies will do all they can to avoid paying out to you. It’s good to have someone on your side that can aggressively pursue the best outcomes. Workplace injury attorneys will have the expertise you need to get the compensation you deserve. Of course, lawyers always come at a cost, but it’s always worth paying if you can afford it. No win no fee lawyers tend to get a higher percentage of your compensation. And, you might be facing a lot of legal fees if you fail to win your case.

Emotional costs

There are many emotional factors to consider after an injury in the workplace to consider, too. You might struggle to come to terms with your injuries, and your family might start to feel under pressure. There’s also a chance that your relationship with your employer will be tested if you pursue legal action. And there is the whole trauma side to contend with, too. You can see a therapist or counselor to help, but again, it’s going to cost you more money. Make sure you keep a record of all your emotional issues to use as evidence in your case. Your compensation should reflect some of those mental damages.

Hope this has helped – feel free to leave your thoughts in the comments!

Comments

comments

About the Author

- Young Entrepreneur & Daydreamer. Working towards making the HatchByte group among the top online media publication in India.